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Stock-index futures surged on Monday morning on the heels of the worst week in two months as traders cheered record retail sales during Thanksgiving weekend and reports that European leaders are moving closer to a solution to solve the continent’s debt crisis.

Today’s Markets

As of 9:00 a.m. ET, Dow Jones Industrial Average futures soared 274 points to 11,461, SP 500 futures jumped 34 points to 1,188 and Nasdaq 100 futures rallied 55 points to 2,203.

After falling more than 500 points, and close to 5%, last week, the blue chips are set for a powerful rebound on Monday.

Despite an unemployment rate that is stuck above the 9% and slow economic growth, American shoppers came out in force on Thanksgiving weekend — seen as the kickoff of the key holiday shopping season.

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Will your startup ambitions become a reality in 2012?

In a recent study 70% of Americans indicated they want to start their own business but many never take the leap because of lack of knowledge and direction.

Let’s face it, starting a business can be intimidating and risk of the unknown is one major hurdle that few are willing to deal with.

With a job there tends to be this perception of security and certainty. You show up for work, do your job, and get a paycheck.

But in today’s economy, job security is nonexistent, and more and more people are embracing the idea of owning their own businesses. Business ownership and being in control of one’s income is the assurance that people are looking for.

Unfortunately, for the people who do make the leap and start a business, a large majority fail within five years according to data from the U.S. Small Business Administration.

I bring this up because one of the major causes is lack of funding. While

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